Ideal Rate, Service, Advice
Mortgage Renewal?

Renewals Term at an end? Don't just sign your banks first offer, let us help you get the best rate!

 

 

 

Click here to Apply Now!

Refinance
Refinances Debt-Consolidations, Renovations, Money for Investments...
We'll get you the money you need at the rate you want!

Click here to Apply Now!
First Time Buyer?
Buying a Home?
Get a fast Pre-Approval, Lock in a Low Rate and Shop with Confidence! We are Canada's mortgage experts.

Click here to Apply Now!
RRSP - Home Buyers Plan
Tax savings aren't the only reason to invest in an RRSP. With the Federal government's Home Buyers' Plan (HBP), first-time homebuyers have the opportunity to put that tax-free cash towards a new home.

Each individual involved in the purchase of the home may withdraw a maximum of $25,000 from their RRSP -- provided it is the first home for all parties involved. The home must be used as a principle residence, and all funds must be withdrawn from the RRSP within 30 days of the property's closing date.

You have 15 years to repay your RRSP 'loan', and payments must start two years after the initial home purchase. Every year, you will receive a notice of assessment stating the amount you have repaid, your total balance, and the required amount for your next payment.

For more information about the HBP, visit Canada Revenue Agency's website .